All Speakers

Chris Michael

Head of Technology
Open Banking

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Chris is an experienced industry expert in building cross functional teams, technology platforms and digital products for global brands. He is currently leading development of the UK open banking (OBIE) standard, including chairing the UK API Standards Forum and Technical Design Authority. Chris also represents OBIE at the EBA API Working Group and the OpenID Foundation. He is a strategic innovator and founder of Ozone, a FinTech providing open banking technology solutions and advisory services to banks, third parties and regulators in UK, Europe and Globally.

Andrea Toucinho

Director of Studies, Prospective, and Training
Partelya Consulting

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I am a European expert in payments and financial services.

I am Director of Studies, Prospective, and Training of Partelya
Consulting, based in Paris. I have also activities at a European level
as Country Ambassador for France of European Women Payments Network
(EWPN) and France Representative of national fintech associations of
Spain and Portugal (Aefi Spain and Afip Portugal).

Richard Parlour

Principal
Financial Markets Law International

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Richard Parlour chairs the EU Task Force on Cybersecurity Policy for the Financial Sector. Richard assists banks and other financial institutions in protecting them from financial crime and strengthening their cyber resilience. This includes using AI and other intel tools to develop AML and risk systems effectively and efficiently, tying the AI approaches to humint in an overarching free-flowing governance structure. It also includes policy, certification, and procedural frameworks, investigations, training, and enhanced due diligence in over 140 countries worldwide. Richard has been a member of the UK Government AML Experts Group, trained FIUs, and is assisting in the establishment of a new EU Task Force on Improving AML Effectiveness across the EU. He has worked in Brussels with the European institutions and is former in house general counsel at LIFFE in London. His firm is called Financial Markets Law International (www.fmli.co.uk)

Ruta Merkeviciute

Head of Division | E-money and payment institutions supervision
Bank of Lithuania

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Ruta Merkeviciute is a Head of Division for E-money and Payment institution supervision at Bank of Lithuania, responsible for supervising over 115 E-money and Payment institutions.

She is also a co-chairperson of Standing committee on Payments Services at European Banking Authority (EBA), that is responsible to contributing to EBA’s policies and EU single market in payments and e-money.

She has professional legal qualification as an attorney-at law and for the past 10 years has been working both in private sector and financial sector’s supervision in the areas of responsibility that include AML, payments, open-banking, lending, crowdfunding, investment services, FinTech industry, Regulatory Sandbox and transposition of EU Directives such as PAD, PSD2 and AMLD4.

Gijs Boudewijn

General Manager
Dutch Payments Association

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As of 1 March 2021 Gijs Boudewijn (The Netherlands, 1958) holds the position of General Manager (ad interim) at the Dutch Payments Association, after having served from 1 February 2014 as Deputy general manager. Before that he was responsible for payments and security at the Dutch Banking Association. He has extensive experience in domestic as well as international payments related issues, including governance, regulation and innovation, competition law and fraud prevention. He started his career as an in-house lawyer at a large Dutch savings bank, and later became Head of Legal Affairs at the former central Dutch clearing house, Bankgirocentrale, the predecessor of Interpay, later equensWorldline. Already during that period he represented the Dutch payment sector in various fora in Brussels, for instance in the context of eurocheque International (later Europay/Mastercard Europe). In 1998 Mr Boudewijn joined the Dutch Banking Association as Head of Payments and Security Affairs, and in 2014 was appointed Deputy General Manager of the Dutch Payments Association. Currently Mr Boudewijn is Chair of the Legal Support Group of the European Payments Council (where he also served several terms as member of the Board). He is also Vice-Chair of the Payment Systems Committee of the European Banking Federation (after having 3 terms as Chair). Over the past years he was closely involved with matters relating to PSD2, the various Regulatory Technical Standards of the European Banking Authority and the ERPB SEPA API Access Scheme Working Group (still ongoing). Last, he holds the position of Vice-Chair of the European Card Payments Association. Mr Boudewijn is a regular speaker at national and international conferences on strategic and regulatory payments related issues, new technologies and open banking.

Antonio Barzachki

Policy Expert Conduct, Payments and Consumers Unit
European Banking Authority

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Ruta Merkeviciute is a Head of Division for E-money and Payment institution supervision at Bank of Lithuania, responsible for supervising over 115 E-money and Payment institutions.

She is also a co-chairperson of Standing committee on Payments Services at European Banking Authority (EBA), that is responsible to contributing to EBA’s policies and EU single market in payments and e-money.

She has professional legal qualification as an attorney-at law and for the past 10 years has been working both in private sector and financial sector’s supervision in the areas of responsibility that include AML, payments, open-banking, lending, crowdfunding, investment services, FinTech industry, Regulatory Sandbox and transposition of EU Directives such as PAD, PSD2 and AMLD4.

Nilixa Devlukia

Founder
Payments Solved

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Mikaela Linder

Business Developer Open Banking
SEB Kort

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Mikaela Linder is a Business Developer at SEB Card, the leading card and travel management solutions company in the Nordic region. Besides for being a part of ensuring PSD2 compliance she is responsible for the Open Banking strategy at SEB Card.

Katja Hunstock

Chief Product Officer
finleap Connect

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Katja Hunstock is Chief Product Officer at finleap connect, where she oversees the company’s product organization from the design, product development and operations, as well as customer service and customer onboarding. Prior to joining finleap connect in 2019, Katja was Destination Manager Portugal at GetYourGuide, as well as Director of Partnership Management at Delivery Hero.

Michael Salmony

Executive Adviser
equensWorldline

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Dr Michael Salmony is an internationally recognised leader on strategy of business innovations in digital and financial services with a particular focus on Payments, Open Banking, FinTech and Digital Identity.

He is board-level advisor to major international banks, industry associations, regulators and finance bodies across the world and regularly helps shape future directions inkey decision making bodies in Europe and the world. He is Executive Adviser to the Board of equensWorldline, Europe’s largest (and the world’s 4th largest) financial processor oftransactional services, which handles over 17 trillion Euro per year.

His views are much in demand as keynote speaker at international events and he appears on TV/Radio/all electronic media on advances in finance and is quoted extensively (e.g. Financial Times, Harvard Business Manager, New Scientist, The Economist and by business schools and governments from Ghana to Malaysia). He has published much own original work which has been translated into many languages including German, Italian, Dutch, Finnish, Polish, Danish, Russian, Chinese and Japanese.He is extensively networked into the new financial services space and has the top 5% most viewed profile out of the 200 million members in the world’s largest professional network LinkedIn.

Previous positions include Director Business Development of leading national central bank
(Bank of the Year, Best Innovator Award).

Before entering the world of finance, he helped transform companies and business models in many industries as IBM’s Director of Market Development Media and Communications Technologies.

He studied at the University of Cambridge UK and is married with two millennial children.

Kenneth Farrugia

Chief Retail Banking Officer
Bank of Valletta plc

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Mr. Kenneth Farrugia is a Chief retail banking officer in the Bank of Valletta plc.

Neil McEvoy

Founder & Chief Executive Officer
Consult Hyperion

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Neil McEvoy was a founding director of Consult Hyperion in 1986 and has been CEO since 1989.

He has specialized in the design and implementation of high-security distributed systems, especially for financial transactions, identity systems, and mass-transit fare collection. He has specified and procured secure networks for wholesale financial systems handling hundreds of billions of pounds daily, as well as consumer-facing contactless smartcard and NFC-enabled retail payment solutions deployed in Europe, the Americas, and Africa. He has led the Consult Hyperion project teams that specified identification, entitlement, and travel card systems for government agencies in every continent.

Neil graduated from Oxford in 1980 joining Logica where he specialized in spacecraft telemetry systems, image data compression, network management, and cryptography.

In 1982 he was responsible for the first acknowledged implementation of a public key cryptosystem in Europe, for use over a satellite-based network.

Ana Climente Alarcón

Head of Open Banking
BBVA

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Ana Climente is Head of Open Banking at BBVA Spain. Before, she was Head of Digital
transformation for enterprise clients at BBVA Spain leading the creation of solutions leveraged on data for enterprise clients to help them make better financial decisions.

Previously, Ana was Vice President of payments and collections in the transition to SEPA and was in charge of developing cash management solutions at BBVA.

Ana joined BBVA in 2005. Before that, she worked as strategy consultant at Accenture, especialized in B2B solutions for Europe, Middle East and Africa. She also started up Adquira, a leading Spanish procurement company.

Ana graduated in International Business with a double degree in Spain and Germany in 1998 (FH Reutlingen and ICADE University) and in Business Administration in 2001 (ICADE University).